Case workspace
BF-2026-DEMOJames Walker
Client: james.walker@example.comDocs: 10Demo Case
Risk: amber
Financial Summary
Monthly averages (based on 3 months of statements).
AVG MONTHLY INCOME
£4,558.17
from payslip avg net pay
AVG MONTHLY OUTGOINGS
£2,186.03
DD + SO monthly total
MONTHLY DISPOSABLE INCOME
£2,372.14
Flags
!
Minor discretionary gambling spend detected (National Lottery)
!
Vehicle finance commitment — £180/mo
Cross-sell Opportunities
✦
AXA INSURANCE
Car Insurance — £135.00/mo
✦
ROYAL LONDON
Life Insurance — £56.23/mo
✦
AVIVA
Income Protection — £28.62/mo
Direct Debit Analysis
AI-analysed direct debit commitments across 3 months.
DD TRANSACTIONS
33
DD TOTAL
£1536.03
per month avg — £4608.08 across 3 months
Transactions (monthly average)
×3
NATIONWIDE BUILDING SOCIETY
recurring · total £2535.00
£845.00
per month
×3
BMW FINANCIAL SERVICES
recurring · total £540.00
£180.00
per month
×3
AXA INSURANCE
recurring · total £405.00
£135.00
per month
×3
OCTOPUS ENERGY
recurring · total £338.87
£112.96
per month
×3
SKY
recurring · total £216.00
£72.00
per month
×3
ROYAL LONDON
recurring · total £168.69
£56.23
per month
×3
THAMES WATER
recurring · total £129.75
£43.25
per month
×3
O2
recurring · total £116.97
£38.99
per month
×3
AVIVA
recurring · total £85.86
£28.62
per month
×3
NETFLIX
recurring · total £47.97
£15.99
per month
×3
SPOTIFY
recurring · total £23.97
£7.99
per month
Standing Order Analysis
AI-analysed standing order commitments across 3 months.
SO TRANSACTIONS
6
SO TOTAL
£650.00
per month avg — £1950.00 across 3 months
Transactions (monthly average)
×3
VANGUARD ISA
recurring · total £1500.00
£500.00
per month
×3
J WALKER SAVINGS
recurring · total £450.00
£150.00
per month