Case workspace
BF-2026-DEMOJames Walker
Client: james.walker@example.comDocs: 10Demo Case
Risk: amber
Financial Summary
Monthly averages (based on 3 months of statements).
AVG MONTHLY INCOME
£4,558.17
from payslip avg net pay
AVG MONTHLY OUTGOINGS
£2,186.027
DD + SO monthly total
MONTHLY DISPOSABLE INCOME
£2,372.143
Flags
!
Minor discretionary gambling spend detected (National Lottery)
!
Vehicle finance commitment — £180/mo
Cross-sell Opportunities
✦
Royal London
Life Insurance — £56.23/mo
✦
Aviva
Income Protection — £28.62/mo
✦
AXA Insurance
Car Insurance — £135.00/mo
Direct Debit Analysis
AI-analysed direct debit commitments across 3 months.
DD TRANSACTIONS
33
DD TOTAL
£4608.08
Transactions (monthly average)
×3
Nationwide Building Society
recurring · total £2535.00
£845.00
per month
×3
BMW Financial Services
recurring · total £540.00
£180.00
per month
×3
AXA Insurance
recurring · total £405.00
£135.00
per month
×3
Octopus Energy
recurring · total £338.87
£112.96
per month
×3
Sky
recurring · total £216.00
£72.00
per month
×3
Royal London
recurring · total £168.69
£56.23
per month
×3
Thames Water
recurring · total £129.75
£43.25
per month
×3
O2
recurring · total £116.97
£38.99
per month
×3
Aviva
recurring · total £85.86
£28.62
per month
×3
Netflix
recurring · total £47.97
£15.99
per month
×3
Spotify
recurring · total £23.97
£7.99
per month
Standing Order Analysis
AI-analysed standing order commitments across 3 months.
SO TRANSACTIONS
6
SO TOTAL
£1950.00
Transactions (monthly average)
×3
Vanguard ISA
recurring · total £1500.00
£500.00
per month
×3
J Walker Savings
recurring · total £450.00
£150.00
per month